What is the Amica Insurance scoring formula?

The scoring formula takes into account consumer experience, complaint data from the National Association of Insurance Commissioners and financial strength ratings. Founded in 1907, Amica is the oldest mutual auto insurer in the United States owned entirely by its policyholders.

Who is Amica car insurance?

According to the Balance, Amica car insurance was established in 1907 in Providence, Rhode Island. While the company began with writing fire and theft policies, they expanded to offer auto insurance following the growth of the automotive industry. In 1956, they added homeowners, boat, and personal liability to their list of available policies.

How is Amica Insurance different from traditional auto insurance?

Amica insurance is different than your traditional auto insurance provider in that they are a mutual insurance company. According to U.S. News, they sell traditional insurance, as well as dividend insurance. Dividend insurance is a type of policy that refunds a portion of your premium, depending on the financial state of the company.